Loan App Checklist - American Mortgage Service Company, Cincinnati OH

Application Checklist

Providing the following information at application will enable us to expedite your mortgage loan.

This is usually more than enough information but is requested in order to minimize follow up.

If you have any questions regarding the information requested, please contact us.

___ Paycheck stubs for most recent 30 days & W2s for last 2 years

(complete tax returns if commissioned or other income, i.e. 1099, rental income, etc.)

___ All employers’ names, addresses and phone numbers and dates employed for past 2 years

___ If self employed, complete tax returns with all schedules for past 2 years and YTD P&L

___ If Social Security or Retirement income, 1099s for past 2 years, most recent month deposit

record and Award Letter

___ Most recent 3 months’ statements for all liquid assets (bank accounts, investments, stocks, etc.)

___ Address, value, amount of mortgage(s), taxes and ins. premiums on all real estate owned

___ Insurance agent’s name and phone number (copy of policy Declaration Page if refinancing)

___ Drivers license or photo ID with Social Security number

___ If applicable, name, address and phone number of all Landlords within the past 2 years

___ If applicable, contract, legal description and property disclosure for subject property

___ If applicable, name and phone number of your real estate agent and listing agent

___ If refinancing, copy of Note & Mortgage of ANY 2^nd mortgage, unless being paid in full and closed

___ If applying for a VA loan, Certificate of Eligibility and DD214 (discharge paper)

___ If applicable, copy of complete Bankruptcy papers and detailed explanation letter

___ If applicable, copy of divorce decree and separation agreement and/or child support order